TabunganKu

TABUNGANKU

TabunganKu

TabunganKu & TabunganKu iB are savings accounts

for individuals with simple terms & conditions

Product Features

What are TabunganKu and TabunganKu iB?

TabunganKu & TabunganKu iB are savings accounts for individuals with simple terms & conditions, which are presented in conjunction with other banks in Indonesia to foster a culture of saving and to improve public prosperity.

Enjoy no charges from your TabunganKu & TabunganKu iB accounts for:

Monthly Administration
ATM Cards
Below minimum balance

TabunganKu & TabunganKu iB Features

You get an ATM card and passbook
You can access your account through Internet Banking, CIMB Clicks & Go Mobile

TabunganKu & TabunganKu iB Fees and Charges

Minimum initial deposit when opening an account	Rp 20,000
Minimum subsequent cash deposits	Rp 10,000
Minimum account balance after withdrawal	Rp 20,000
Penalty for no transactions for six consecutive months (account is not actively used)	Rp 2,000 per month
Account will be closed by the system with an account closing charge equivalent to the remaining balance	If the balance is < Rp 20,000
Fee for closing account at customer’s request	Rp 20,000
Minimum withdrawal at a counter	Rp 100,000
Book replacement fee if lost/damaged	FREE
Monthly administration fee	FREE
Debit card fee	FREE
Below minimum balance fee	FREE

Other banking services and charges are in accordance with the applicable terms & conditions. Refer to the Wadiah contract with the awarding of a voluntary Bonus from the bank.

TabunganKu Interest Rates

Balance	Interest/Year
Rp 0 until Rp 500,000	-
Rp 500,000 until Rp 1,000,000	0.25%
Rp 1,000,000	1%

TabunganKu Ib Returns Bonus

Refer to the Wadiah contract with the awarding of a voluntary Bonus from the bank.

TERMS & CONDITIONS

Conditions for Opening an Account:

Fill account opening form
Photocopy of ID Card & NPWP
Minimum initial deposit of Rp 20.000,-
Fixed minimum balance of Rp 20.000,-

Terms

	ATM	SST	CIMB CLICKS	GO MOBILE	PHONE BANKING
Balance Inquiry	v	v	v	v	v
Account Statement	v	v	v	v	v
Transfer to another CIMB Niaga Account	v	v	v	v	v
Interbank Transfer to a Domestic Bank (IDR)	v	v	v	v	v
Payment of Bills
Credit Card	v	v	v	v	v
Loans	v	v	v	v	v
Insurance	v	v	v	v
Telephone & Mobile Phone	v	v	v	v	v
Electricity	v	v	v
Education	v	v	v	v	v
Internet	v	v	v	v	v
Purchases
Prepaid Mobile Phone Voucher	v	v	v	v	v
Blitzcard Refill			v
Air Ticket Purchase	v	v	v	v

Efective 1 July 2018, Free Withdrawal Fee using ATM of other banks (via ATM Bersama, ATM Prima, MEPS, Mastercard) max 10 transactions/ account/ month.