Do you want a savings account that gives you free hospitalization of up to Rp 1 Million/day?

Enjoy the benefits of free hospitalization of up to Rp 1 Million/day!

That’s because we will pay your hospitalization fees, provide life insurance in the event of death due to accident, as well as pay for your medical check-ups, without any premium payment.

Xtra Proteksi (Xtra Protection) Plans

Note:

- To get your medical check-up voucher, you have to maintain an end of month balance for the duration of the participation of at least Rp 100 Million for 6x or Rp 50 Million for 12x.

- You’ll get life insurance of 10x your end of month balance for the month before the accident occurred, with a maximum of Rp 3 billion.

- The insurance benefits for the Xtra Proteksi (Xtra Protection) Plan may change from time to time, in which case customers will be notified through a CIMB Niaga branch.

How  to register  for Xtra Proteksi (Xtra Protection)?

All you need to do is decide on the benefit plan that suits you. Then you can register by sending an SMS to 99333 with the following format:

CIMB<space>XP<space>number of selected plan <space>your 16 digit debit card number<space>Mobile Phone Number

Sample of SMS format: CIMB XP 3 1234567890123456 08171234XXX

Check to make sure you get a reply from 99333 (if you don’t get a reply from 99333, please contact 14041 / 1500800)

After you’ve completed the registration process by SMS, wait 30 calendar days before submitting your hospitalization or death due to accident claim. Proof of your participation in the Xtra Proteksi (Xtra Protection) Insurance Benefit Plan, containing the conditions of the insurance benefits, will be sent to your email address registered at Bank CIMB Niaga no later than by the end of the following month.

Terms of the Xtra Proteksi (Xtra Protection) Plan

- You are eligible to receive benefits if, in the month before the accident occurred, you fulfilled your end of month minimum balance requirement in accordance with the plan you chose.

- During the period of your participation, you may not change (upgrade/downgrade) your Xtra Proteksi (Xtra Protection) Insurance Benefit Plan.

- The daily hospitalization compensation benefits are valid for a maximum of 100 days per illness or per accident for the period of your participation. Xtra Proteksi (Xtra Protection) is for customers aged between 18 – 60, with a participation period valid for 365 days from when the customer registers for the program.

- Xtra Proteksi (Xtra Protection) benefits will automatically become invalid when a participant reaches 61 years of age, dies, or when the participation period ends.

- Customers who don’t have an email account must update their email address data at their nearest CIMB Niaga branch or Digital Lounge.         

            A Savings Account with Xtra Benefits!

- Cash withdrawal at CIMB Bank’s Regional ATMs with zero fees & charges
- Cash withdrawal at ATM Bersama / Prima, MEPS, and MasterCard / Cirrus (domestic & overseas) *** with zero fees & charges if you have a balance before withdrawal of at least IDR 10 million. Effective July 2018, max. 10 transactions/ account/ month.
- Banking services with zero monthly administration fee* & interbank transfers via CIMB Clicks & Go Mobile ** if you have a monthly average balance of IDR 25 million. Effective 1 July 2018 max. 10 transactions/ account/ month.

- For overseas cash withdrawal transaction on Non CIMB Niaga ATM, ATM Owners may charge a fee/ direct charging at the time of transaction in accordance with the bank’s policy If  you proceed with the transaction, the ATM owner’s fee will be debited to your account (in addition to the withdrawal amount, if applicable). You should check the ATM fee on the screen carefully before completing the transaction. 

Shop & Dine as you please

Xtra Benefits with your Credit or Debit Card 
Use your credit or debit card for shopping & dining at various well-known merchants with the MasterCard network which gives various discounts and attractive cash back options. You can also use this debit card to go shopping and withdraw money overseas!

Use Poin Xtra to make your life even more fantastic!
Collect your points from routine savings, transactions with CIMB Clicks, Go Mobile, Cell Phone Account, Phone Banking to using your Debit Card every day! You even get points by buying Wealth Management products, doing transactions with your CIMB Niaga Credit Card, and for every home or car loan request that is approved.

Make sure you have our latest special Poin Xtra promos every month. 
Get more detail information about Poin Xtra www.cimbniaga.com.

Easy transaction anytime & anywhere

CIMB Clicks
www.cimbclicks.co.id is available for you to do easy transaction without a token using Mpin which guarantees the security of all your transactions.

Go Mobile
Do all kinds of transactions using your reliable gadget (iPhone, BlackBerry, Android & Java), it’s easy, fast and secure!

Phone Banking 14041
Contact 14041 from anywhere and our agents are ready to help you 24 hours a day, 7 days a week.

ATM Network
Keep connected to us in more than 680 branches throughout Indonesia and millions of ATM networks across the world (CIMB Niaga ATMs, ATM Bersama, Prima, CIMB Bank ATMs and MEPS as well as the MasterCard/Cirrus network). Enjoy deposit and withdrawal facilities, which are available at various CIMB Niaga branches and CIMB Niaga Digital Lounges, at any time.

Enjoy our electronic access facilities

Notes :

* Average monthly balance of < IDR 25 million incurs a monthly administration charge of IDR 12.500,-.

** Average monthly balance of < IDR 25 Million incurs an inter-bank transfer charge of IDR 6.500,-

(Realtime transfer), IDR 5,000,- (SKN/Clearing) and IDR 25.000,- (RTGS).

The free of charges mechanism is by means of a refunding process. Charges will still be debited from a Customer’s Account when doing a transaction but will be re-credited the following day. The average monthly balance taken into account is the average monthly balance of the month before the transaction is performed.

*** A balance without withdrawal of < IDR 10 million incurs a cash withdrawal charge of IDR 7,500,- (ATM Bersama & Prima), IDR 12.500,- (MEPS network) and IDR 30.000,- (MasterCard/Cirrus Mastercard).

IDR 5.000,- Account that has been inactive in six (6) months will be charged an additional administration fee of IDR 5,000, -

Tiered Interest Rate

*Progressive interest calculation.

Terms & Conditions for account opening

• Fill in the account Opening Form

• Photocopy of your ID (KTP) & NPWP.

• Minimum initial deposit of IDR 500,000,-.

• Minimum fixed balance IDR 50,000,-.